UltraHyperMegaGlobalSound
Posted: 15 April 2003 at 17:12:05
Had the ultrasound today. Found out we're going to be parents again for real. Oh, and it's gonna be a boy, says the doctor.
A blog may have paid off
A kind online friend named Steve ran across my previous Fozzolog and sent me some e-mail about his own experiences dealing with health insurance when he was jobless when his wife was pregnant. Thanks a million Steve. Here's his message:
We were able to get individual policies for our first child and me. We kept my wife on the COBRA policy until the baby was born and then had them cancel the two individual policies and issue a single policy for the family. The COBRA premium was still nasty, but lower than it would have been for all three of us. I don't know if you can get them to do that today (worked great in 1996), but it's worth a try. Good luck. The other option (messier) is to form a S corp, hire both of you (making two employees), and get a group policy. Then she should be covered.
We're looking into both of the suggestions Steve made.